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Chart: The Reason You Never Get Anything Done

This highly scientific chart shows why many of us are so inefficient. I'm definitely guilty of this one. Another insightful comic from XKCD, via Abnormal Returns. … [Read the rest]

REITs and Rising Interest Rates

Since March 2009, the FTSE NAREIT All Equity index of US real estate stocks has has nearly quadrupled. When will the party end? Mathematically, we know that bond values will go down in general if interest rates rise. But how would rising interest … [Read the rest]

Target Gift Cards 10% Off on Black Friday 2015

I usually don't write much about Black Friday "deals" as it usually involves a lot of stuff most people don't need anyway, but this year it caught my attention that Target is selling their gift cards at 10% off face value. Here are details according … [Read the rest]

REIT Primer: Should You Add REITs To Your Retirement Portfolio?

Here is a fairly balanced and informational Morningstar article about real estate investment trusts (REITs). Below are my notes and excerpts: Equity REITs are publicly traded companies that own and manage income-generating real estate … [Read the rest]

2015 ACA Obamacare Income Qualification Chart

Open enrollment for obtaining health insurance from the Affordable Care Act-sponsored Health Insurance Marketplace for the 2015 calendar year starts on November 15th, 2014. (If you have a qualifying event like marriage, divorce, the birth of a … [Read the rest]

Dinner: A Love Story Book Review – An Ode to Family Dinners

Every since completing the Dinner Boot Camp over 8 weeks ago, we have cooked dinner at home at least 5 times every single week (heating up frozen lasagna doesn't count). Two months! That has never happened before... The weeklong boot camp (see if … [Read the rest]

Our Family’s Retroactive COBRA Health Insurance Experience

In order to extend her maternity leave, my wife is taking an unpaid leave-of-absence from her job. Since this means we will lose her employer-paid health insurance and our child has an issue that requires regular doctor visits at this time, we knew … [Read the rest]

Amazon Prime Photos: Free Unlimited Photo Backup

Amazon has announced another feature for Prime subscribers: unlimited free online photo storage. As part of their Cloud Drive, Prime Photos will allow you to back up all your photos in full resolution via either web browser, smartphone app, or … [Read the rest]

Cash Reserves & Best Interest Rates Update – November 2014

Our family keeps a full year of expenses put aside in cash reserves; it provides us with financial stability with the additional side benefits of lower stress and less concern about stock market gyrations. Emergency funds can actually have a better … [Read the rest]

Savings I-Bonds November 2014 Interest Rate Officially Announced

Update: The official announcement states that effective November 1st, the new fixed rate on Series I savings bonds is 0.0%, down from the previous 0.1%. The variable inflation-indexed rate is 1.48% (as was predicted). Thus, buying a new I Bond … [Read the rest]

Zmodo All-in-One sPoE DIY Security Camera System Review

I've always been intrigued by those multi-camera home security systems that you see walking around Costco and Sam's Club, so when I was asked to review a similar unit I took the opportunity. Here is my review of the Zmodo 4 Channel Complete sPoE … [Read the rest]

Scary Longevity Charts for Couples in Retirement

It's time for some morbid Halloween thoughts! Via an AAII interview with William Sharpe, it appears that the Nobel Prize winner and Sharpe Ratio namesake is working on a software project called Retirement Income Scenarios (blog and software site). … [Read the rest]

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