qara.info has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

TurboTax vs. TaxACT vs. H&R Block Online 2016 Lightning Review

For the last few years, I've completed my personal returns top-to-bottom using each of the three most popular online tax prep providers - TurboTax, H&R Block, and TaxACT. I started my 2015 tax year returns this weekend, but each one was close … [Read the rest]

Making Your Nest Egg Last: Safe Withdrawal Rates vs. Sustainable Withdrawal Rates

Reading Warren Buffett's Annual Letter always reminds me that stocks are not just some numbers that bop up and down, but are shares of real businesses with land, factories, knowledge, and hard-working people. This helps reassure me that the value … [Read the rest]

Starwood Preferred Guest American Express Review

The travel rewards card that has been in my wallet the longest is the Starwood Preferred Guest® Credit Card from American Express. It is quite famous in the travel junkie circles, but not very well known otherwise. Once you understand the combination … [Read the rest]

Ask The Readers: Refinancing Student Loan Debt?

Sometimes I get questions about dealing with student loan debt, but I no longer feel well-qualified to answer. I graduated in 2000 with roughly $30,000 in student loan debt myself, but I never participated in any government-backed repayment plan, … [Read the rest]

MaxMyInterest.com Review: Automated Interest Rate Chasing

Here is an updated link to the Best Cash Rates for 2019. But with the growing popularity of "robo-advisors" that manage your retirement portfolio using automated software, what if there was a robo-advisor for rate chasing? That's the basic idea … [Read the rest]

Bank of America Free Museum Tickets 2016 Dates

Bank of America runs a program called Museums on Us which offers cardholders free admissions to 150 museums, science centers, and botanical gardens nationwide on the first full weekend of every month (Saturday and Sunday). Simply present any valid … [Read the rest]

Real World IRA Asset Allocations vs. “Age in Bonds”

As a follow-up to my last post on 100% stocks forever, the referenced NYT article had some neat data that I hadn't seen anywhere else. This chart shows how the overall asset allocation of IRAs held by Vanguard change according to the age of the … [Read the rest]

BankAmericard Travel Rewards® Credit Card: Redemption Tips for 2.625% Back

As previously mentioned, I have switched to using the BankAmericard Travel Rewards® Credit Card as my primary catch-all rewards cards. This is because if you give them enough assets to hold onto (admittedly not possible for everyone), you can receive … [Read the rest]

Best Asset Allocation Plan: 100% Stocks, Forever?

The NY Times had a provocative two-part series on portfolio asset allocation by David A. Levine, former chief economist at Sanford C. Bernstein & Company: Why Your Portfolio Needs Plenty of Stocks, Whatever Your Age How Much of Your Nest Egg … [Read the rest]

Real Estate Crowdfunding 10-Month Update – Patch of Land

Here's an update on one of my real estate crowdfunding experiments. In mid-April 2015, I invested $5,000 into a loan for a single family fix-and-flip in West Sacramento, California. The loan was supposed to be for 6-months (one of the main … [Read the rest]

Behavioral Economics on Bigger House vs. Shorter Commute

Inside a post about what economists think about buying vs. renting a house, Alex Tabarrok of Marginal Revolution ended with a nice sentence that I think applies to both buying and renting: One final point: behavioral economics tells us that we … [Read the rest]

Money, Sex, and Happiness: What is Worth $50,000 of Happiness Per Year?

Mid-Feburary is the time of year when writers everywhere tie their subject matter to Valentine's Day. Here's how mine came about. I was reading 23 Science-Backed Ways to Feel Happier at Mental Floss. #8 was "Twist the Sheets" which included the … [Read the rest]

https://exstraeconom.kiev.ua

https://monaliza.kiev.ua

www.velotime.com.ua