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Owning a McDonald’s Franchise: Purchase Cost vs. Annual Profit

Despite their negative media attention, the McDonald's franchise that I drive past every day is packed all the time. I rarely eat there (especially since my diet bet), but I used to think to myself that if I were going to buy a franchise, I'd buy … [Read the rest]

Andre Agassi Interview: Typical Day in Retirement

Andre Agassi became famous for being a professional tennis player, but his greatest legacy may be through his work in charitable and social causes. He now oversees both a charitable foundation and the Andre Agassi College Preparatory Academy, a … [Read the rest]

Ideal Diversification Between US and International Stocks?

One of the decisions a DIY investor needs to make is how much international stock exposure to add to their portfolio. Recently, the US stock market has had much higher returns than non-US stocks overall, including Emerging Markets. But this … [Read the rest]

BankAmericard Travel Rewards® Credit Card Review: Great with Preferred Rewards Bonus

The BankAmericard Travel Rewards® Credit Card is the main "travel rewards" credit card branded by Bank of America. In this review, I'll cover the card features but also focus on a lesser-known opportunity - if you're a Preferred Rewards client, you … [Read the rest]

List of Free Starwood Preferred Guest Points + Avoid Expiration

Updated. Here are some quick deals for some free Starwood Preferred Guest (SPG) points. I'll try to update this post instead of making new ones in the future. These are handy for extending the expiration of all your points, which otherwise may be … [Read the rest]

On Planting Trees and Enjoying The Leaves

Autumn. My parents are thinking of taking a special tour to watch the leaves fall in New England. You can even pay someone to ship you a bundle of leaves for 20 bucks. I recently came across a piece of inspirational art with the following quote … [Read the rest]

Ally Bank Savings Account Review

Update. I've done a significant amount of my banking with Ally for years (checking, savings, and multiple CDs), but the "gateway drug" for me and probably most people will be their Ally Online Savings Account. You can use this savings account as a … [Read the rest]

Jet.com: Dropping Membership Fee, Will Volume Pricing Be Low Enough?

Update October 2015. CEO Marc Lore just announced that Jet is dropping its membership fee for everyone. They've only been live for a few months, so most customers are still on a free trial anyway. This was surprising for many because Jet was … [Read the rest]

Simple Portfolio Rebalancing: Year-End vs. Random Day

I'm catching up on some reading. James Picerno of The Capital Spectator did some backtesting of simple portfolio rebalancing where once a year you go back to your target asset allocation. Does it matter if you rebalance at the end of every year, … [Read the rest]

Best Interest Rates for Savings Accounts and CDs – Updated October 2015

Rates checked as of October 3rd, 2015. Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my … [Read the rest]

Manage Your Cell Data? Disable Wi-Fi Assist in iOS 9

I usually don't upgrade my iPhone to the latest OS right away, as you know there is going to be 9.0.1 and 9.0.2 and so on in the upcoming weeks. But since the Discover Apple Pay promo required it, I upgraded immediately this time. One of the new … [Read the rest]

Case-Shiller Home Prices Index, Adjusted For Inflation 2015

Here's an update on residential real estate prices via the July 2015 update of the S&P/Case-Shiller Home Price Indices. Included is this chart of their 20-City Composite Home Price Index, which tracks the value of residential real estate in 20 … [Read the rest]