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Google Play Promo: 75% off any Movie Rental

Here's another small but easy promotion. Get 75% off any movie rental on Google Play with code PAYPALCAUS. If you click on the link, it should already be applied. So a $4 rental will only cost you a $1. Redeem by 8/31/16 and rent by 10/31/16. … [Read the rest]

SPG 20% Transfer Bonus: 20,000 Starwood Points = 30,000 American Airlines Miles

American Airlines (AA) has a new promotion on transferred Starwood Preferred Guest (SPG) Starpoints, where they will add a 20% bonus on any transferred AA miles from 8/1 to 9/14/16. Starpoints are already quite flexible and transferrable to … [Read the rest]

Early Retirement Portfolio Asset Allocation, 2016 Mid-Year Update

Here is a roughly mid-year 2016 update on my investment portfolio holdings. This includes tax-deferred accounts like 401ks, IRAs, and taxable brokerage holdings, but excludes things like our primary home and cash reserves (emergency fund). The … [Read the rest]

Download Free App, Get Free $10 AppStore Amazon Credit

Seems easy enough. If you have an Android device including Amazon Fire Tablets, download the Hay Day app for free and get $10 Amazon appstore credit. I have no idea what the game is about, but if the credit is indeed only for apps then I can buy … [Read the rest]

Home Country Bias in Stock Market Investing

Vanguard has a new research paper about global asset allocation. One of their findings was that market-cap-weighted indexed portfolios provided higher returns and lower volatility than the average actively managed fund. Thus, they suggest that a … [Read the rest]

Parting.com: Funeral Price Comparison Website

Talking about death is always an awkward topic (even though it will happen to all of us), but this is my version of the many similar PSA-type funeral articles you'll come across in personal finance magazines and columns. The standard advice: If … [Read the rest]

The Power of Default Settings: 401(k) Auto-Enrollment

A new ProPublica article by Lena Groeger discusses the power of default settings in our life - from organ donations to computer font settings. Included was an interesting case study of a company who implemented automatic enrollment into the company … [Read the rest]

Housing Investment Returns = Price Appreciation + Rental Dividends

Professer Robert Shiller has a new NY Times article entitled Why Land and Homes Actually Tend to Be Disappointing Investments. He computes the historical, long-term inflation-adjusted returns for both farmland and housing: Over the century from … [Read the rest]

Lifetime Allocation Pie Chart: Learning, Earning, and Returning

You always see pie charts used to illustrate asset allocation for portfolios. Stocks, bonds, commodities, real estate, etc. How about a pie chart for deciding how to allocate your lifetime: This was one of the "life lessons" provided by … [Read the rest]

US Stock Ownership in Taxable vs. Tax-Deferred Retirement Accounts

If I was going for a clickbait title, I'd say "No one invests in taxable accounts anymore". The Tax Policy Center has a new report by Rosenthal and Austin about how the share of U.S. stocks held by taxable accounts has dropped significantly over the … [Read the rest]

Comcast Internet Essentials Review: Affordable Internet Access For Low-Income Households

Comcast offers an affordable internet access program called Internet Essentials that provides high-speed internet service for $9.95 a month + taxes, a subsidized $150 computer with Microsoft Office, and free digital literacy training to eligible … [Read the rest]

The Continued Decline of Cooking at Home

Quartz published an article with the provocative title No one cooks anymore, noting that for the first time Americans are spending more money eating out (including bars and restaurants) than at grocery stores. The trend has been very steady for the … [Read the rest]

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