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College Majors: Job Availability vs. Average Salary

The American Enterprise Institute used newly-released New York Fed data in their article Major matters in the job market for college graduates. (They probably could have tried harder in their title choice.) More specifically, they found that … [Read the rest]

Wealthfront Review 2017: Feature Breakdown and Comparison

(Updated August 2017. Added details about Advanced Indexing (smart beta), portfolio line of credit (lower rates than HELOC), customized company stock sales, and 529 college saving guidance.) Wealthfront is one of the largest independent digital … [Read the rest]

Active vs. Passive Funds Debate: Don’t Worry, Be Happy

A common theme in the financial media these days is that "index funds will take over the world armageddon gaaaaahhhh". People have already used the "bubble" label. Here's an example of how three charts on the same topic can suggest very different … [Read the rest]

Longleaf Partners Funds Shareholder Letters

One of the early books that impacted my investing philosophy was Unconventional Success: A Fundamental Approach to Personal Investment by David Swensen. As a very successful manager of the Yale Endowment, he offered common-sense explanations of why … [Read the rest]

Free 1,000+ Marriott Rewards Points Promotion

Back again, but different? I'm not sure if this works if you've already done it before, but there is a new Chirpify promotional page with a new #RewardsPoints hashtag (instead of #MRpoints) showing the following opportunities: 750 free … [Read the rest]

Free Collection of Investing Books by Meb Faber

Free again. Asset manager Meb Faber is promoting the launch of his new book, The Best Investment Writing: Selected writing from leading investors and authors (Vol. 1), by making all four previous self-published books free in Kindle format for a … [Read the rest]

Most Underfunded Private Pension Plans in the S&P 500 (Infographic)

In addition to data on underfunded state pension funds, Bloomberg also has an infographic on private pensions: S&P 500’s Biggest Pension Plans Face $382 Billion Funding Gap. There are at least 20 large corporations that have put aside less than 70% … [Read the rest]

Best Interest Rates on Cash Savings – August 2017

Interest rates are slowly waking up from their multi-year slumber, so I'm paying closer attention to the various changes each month. Don't let a megabank pay you 0.01% APY or less for your idle cash. Here is my monthly roundup of the best safe … [Read the rest]

Fidelity Index Mutual Fund and ETF Expense Ratios (Updated August 2017)

Updated. Fidelity announced another round of expense ratio cuts effective August 1, 2017. They last announced a big round of expense ratio drops in July 2016. This move allows them to make the following claim: Fidelity beats Vanguard on … [Read the rest]

Costco New Membership Discount – LivingSocial

LivingSocial has a Costco Gold Star Membership Package where for $60 you can get $215.63 value: 1-year Gold Star membership ($60 normally), which includes a membership card for the primary cardholder as well as one free Household Card $20 … [Read the rest]

Why Don’t More People Use Programmable Thermostats?

The hottest time of the year has arrived. The U.S. Energy Information Administration (EIA) shared some results from their 2015 Residential Energy Consumption Survey in regards to air conditioning. A programmable thermostat can save you a … [Read the rest]

Landline Phone Replacement: OBi200 Adapter $40 Deal + Installation Tips

Updated. If you still like the idea of landline phone service and multiple handsets around the house, Obihai VoIP boxes are officially supported by Google Voice to provide unlimited free calls to the USA to Canada. That's totally free: $0 a month … [Read the rest]

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