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Big List of Free Consumer Data Reports (2/2): See Your Confidential Rental History, Insurance, Retail, & Employment Data

Links checked and new agencies added for 2019. Here is the second part of my big list of free consumer reports from over 50 different reporting agencies. The first part included your credit, banking, and subprime lending-related information. This … [Read the rest]

Voyager Crypto Trading App: $25 Free Bitcoin Each For New Users and Referrals

Update: Referral program is set to expire on 1/15. Voyager is a new trading app that intends to offer commission-free trading of least fifteen different cryptocurrencies, including bitcoin (BTC) and Ethereum (ETH). It hopes to differentiate its … [Read the rest]

Best 0% APR Balance Transfer Credit Cards – January 2019 (Up to 15 Months w/ No Balance Transfer Fee)

Interest rates are rising, which applies to credit card APRs as well. Why worry about which card earns the most points or airline miles when you are paying a whopping 20%+ interest in your balances?! One powerful strategy to get out of debt is to … [Read the rest]

Navy Federal Credit Union 1.99% APR No Balance Transfer Fee Promotion

Navy Federal Credit Union (NFCU) regularly offers a special balance transfer promotion every January that is available to both new and existing NFCU credit cardholders. This year it is 1.99% APR on balance transfers for 12 months with no balance … [Read the rest]

Big List of Free Consumer Data Reports (1/2): See Your Confidential Credit, Banking, and Payday Lending Data

All info double-checked and updated for 2019. Since these are available every 12 months, it is a good idea to check these near or around the same time each year. A lot of companies make their money by collecting and selling data - your personal … [Read the rest]

CIT Bank Savings Builder Account: 2.45% APY w/ Monthly $100 Deposit

Update: Rate increased 1/3/19. CIT Bank raised the rate on their Savings Builder account to 2.45% APY. That's a solid rate on liquid savings as long as you set up a $100 monthly auto-deposit so you have nothing to remember. Details and … [Read the rest]

qara.info Portfolio Asset Allocation and Performance Tracking, Year-End 2018

Here's my final quarterly portfolio update for Q4 2018. This is how I track my real-world holdings, including 401k/403b/IRAs and taxable brokerage accounts but excluding our house, cash reserves, and a few side investments. The goal of this … [Read the rest]

Asset Class Returns by ETF, 2018 Year-End Review

Another one in the books! I don't track the market daily as I think the discussion is full of noise and after-the-fact justifications. I check my portfolio quarterly to see where to reinvest dividends. At the end of the year, I like to record … [Read the rest]

5% Cash Back Cards: Gas Stations, Grocery Stores, Restaurants – January to March 2019

1st Quarter 2019 registration is now open. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to $100+ in additional rewards per year without changing … [Read the rest]

TurboTax 2018 Desktop Sale: Federal + State + $10 Amazon Gift Card for $40

Update: This offer is sold out/expired. I expect some sort of similar short-term deal to pop up again before April 15th. The benefit of “old-school” desktop tax software is that it doesn’t require your Social Security Number and financial details … [Read the rest]

Wild Book: What Do You Plan To Do With Your One Wild and Precious Life?

I've been catching up on some memoirs and recently finished Wild by Cheryl Strayed. (I haven't seen the movie.) I mention it here because the author did a "Big Awesome Thing" in hiking the Pacific Crest Trail and I think achieving financial freedom … [Read the rest]

ETA Executive Travel App: 1,000 United or American Miles After Each $300+ Booking

ETA (Executive Travel App) is an app that scans your calendar to automatically suggest travel options (hotels, flights, Uber) based on your calendar and personal travel preferences. They still have a new user offer of 3,000 United or American … [Read the rest]