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Best Interest Rates on Cash – May 2019

Here's my monthly roundup of the best interest rates on cash for May 2019, roughly sorted from shortest to longest maturities. There hasn't been much movement recently, and the rate curve is still pretty flat with long-term rates only slightly … [Read the rest]

Savings I Bonds May 2019 Interest Rate: 1.40% Inflation + 0.50% Fixed Rate

Update 5/1/19. The fixed rate will be 0.50% for I bonds issued from May 1, 2019 through October 31st, 2019. This is the same as it was for the last 6 months. The variable inflation-indexed rate for this 6-month period will be 1.40% (as was … [Read the rest]

Vanguard ETFs Now Permanently Cheaper Than Admiral Shares (More Examples)

Updated with more examples. Up until recently, Vanguard has had a long history of keeping the expense ratios of their corresponding ETFs and Admiral Shares mutual funds the same. As of 2019, this is no longer the case. Inside a Vanguard notice, … [Read the rest]

Richard Feynman and Fighting Burnout With Curiosity

While going back through my Kindle highlights, I came across the autobiography of Richard P. Feynman, "Surely You're Joking, Mr. Feynman!": Adventures of a Curious Character. Feynman won the Nobel Prize in Physics in 1965 but was also something of … [Read the rest]

TAB Bank Kasasa Cash Checking Review: 4% APY (Up to $50k) w/ Activity Requirements

TAB Bank has a Kasasa Cash Checking account that offers 4% APY on balances up to $50,000 if you meet certain deposit activity and debit card transaction requirements. However, they include some vague language that lets them withhold your interest … [Read the rest]

Book Notes: Year of Yes by Shonda Rhimes

I'd never heard of Shonda Rhimes before stumbling across Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person. Apparently, she created some huge TV shows (Grey’s Anatomy, Scandal, How to Get Away With Murder). However, the … [Read the rest]

Spending Diary: The Most Commonly Ignored Personal Finance Advice?

After finishing The Index Card: Why Personal Finance Doesn't Have to Be Complicated by Helaine Olen and Harold Pollack, I found it to be a solid all-around personal finance book that joins others like If You Can by William Bernstein and The Richest … [Read the rest]

The Personal Finance Index Card: Book Version Differences

After rediscovering the young adult versions of fitting personal finance advice on an index card, I decided to go back and read the book The Index Card: Why Personal Finance Doesn't Have to Be Complicated by Helaine Olen and Harold Pollack. (I was … [Read the rest]

PeerStreet Review: Stats and Returns (IRR) After 2.5 Years

Updated April 2019. I started investing in PeerStreet real-estate backed loans in July 2016. I've always like the idea of hard money loans, but I wanted more diversification as opposed to tying all my money up with one single property. For this … [Read the rest]

Blue Zones: Financial Lessons From the World’s Oldest People

While learning about Okinawan centenarians, I also came across the idea of Blue Zones - places where a high concentration of people live past 90 without chronic illnesses. While the eating habits of Blue Zone residents have been mentioned a lot, … [Read the rest]

M1 Finance $100 Brokerage Transfer Bonus

Expired. As noted in my post on best online brokers, my favorite option in the now-crowded "robo-advisor" category is now M1 Finance. Here's a quick rundown of what makes them different: Fully customizable. You pick your own ETF asset … [Read the rest]

How Often Should You Cook at Home on Weeknights?

I subscribe to a NY Times e-mail newsletter called Five Weeknight Dishes, which sends - you guessed it - five weekly "fresh dinner ideas for busy people who want something great to eat". However, one of the recent newsletters was titled How Often … [Read the rest]

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