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My Fat Rollover Check Arrived.

My $16,000 401k rollover check arrived today in a nice plain envelope. It's actually the biggest check I've seen. Do you write a check when you buy a house? I guess the money gets zapped straight from your mortgage lender bank to the seller's … [Read the rest]

What do you mean you don’t take credit cards??

I got caught twice this weekend without any cash, and running around searching for an ATM. I use my credit card for just about everything now, and only keep a max of $40 cash on me. I just found out that I can even pay my garbage bill now with a … [Read the rest]

Refining My Current Budgeting Process

Everyone always says to make a budget. So why do so many people not do it? ...'Cause it's hard! At least for me it is. A while back I bought Quicken and Microsft Money in the hopes of being a super-organized personal finance software guru. Now? … [Read the rest]

Buy my blog?

It seems blogs are the new real estate now. Problogger reports that personal finance blog Wealthy Blogger was just sold for $2000! See the actual auction post here. Dude. I actually never really visit Wealthy Blogger myself, solely because … [Read the rest]

Crash Course in the Art of Couponing

I've mentioned Couponing before in passing. For those that aren't familiar with it, it's like a cult of grocery shopping that can save you tons of money. Here's a quick example: 1) Visit this DietCoke.com link and click on 'Print Coupon' to … [Read the rest]

Online Bank Comparison: Capital One 360, VirtualBank, Emigrant Direct, and Presidential Bank

In addition to my seperate informational pages, I also put together this comparison chart with most of the critical points. For each bank name, I have linked the information page (for example: Emigrant Direct) that I made for it. The best value for … [Read the rest]

Presidential Premier Savings Account Information Sheet and Opinions

Direct Link: http://www.presidential.com Current APR: 4.75% APY Interest Compounding: Compounded and credited on a monthly basis. Minimum to open: $5,000 Minimum to avoid monthly service charge: $5,000 Other fees of note: None Download formats … [Read the rest]

Emigrant Direct American Dream Savings Account Information Sheet and Opinions

Website: EmigrantDirect.com Current APR: 5.05% APY Interest Compounding: Compounded daily and credited monthly. Minimum to open: $1 Minimum to avoid monthly service charge: None Other fees of note: None Download formats available: … [Read the rest]

VirtualBank eMoney Market Saving Account Information Sheet and Opinions

Direct Link: http://www.virtualbank.com/bc_esav_virtual.asp Current APR: 4.60% APY Interest Compounding: Compounded daily and credited monthly. Minimum to open: $100 Minimum to avoid monthly service charge: None. Other fees of note: Close-out in … [Read the rest]

Capital One 360 Savings Account Information Sheet and Opinions

With all of these different online banks around, it's hard to keep clear which banks do what when comparing with new banks or answering people's questions. I don't know how many times I've searched the bank websites for the same info that I just … [Read the rest]

Capital One 360 now at 3.30% APY + Other “Direct” Banks

Capital One 360 now pays 3.30% APY, up from 3.15%. MyBankingDirect.com is another 'ICanBeLikeING' Direct bank that is offering a 3.75% APY rate. Nice, but they require $5,000 minimum to open. If you keep the $5,000 in there for 3 monhts, you … [Read the rest]

New 0% APR Balance Transfer Offer from Discover

I've been updating my list of the best 0% APR Balance Transfer offers about once a month as offers expire, but this month I actually came across a pretty good one - 0% APR interest for both purchases and balance transfers for 10 months with the Miles … [Read the rest]

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