Editorial content is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.

Emigrant Direct Raises Rate to 4.25% APY

The rate wars continue! EmigrantDirect announced today that they raised their interest rates to 4.25% APY, matching HSBC Direct. For those with accounts, check out my Rate Chaser Calculator if you are at a lower rate right now and are thinking of … [Read the rest]

Dream Dinners – Make Your Own Take-Out?

I was surfing Food Network last night and caught a show spotlighting a place called Dream Dinners. They provide you a kitchen, recipes, and pre-measured and chopped ingredients to prepare your own meals, which you then pack up, take home, and put in … [Read the rest]

Where To Invest My Free Money? Suggestions Please

So, I have my Free Money Account all set up and ready to go. Now I just have to figure out what to invest in. At $1 a trade, I can dollar-cost-average into a new ETF every month for the price of a Wendy's Frosty. Now, I want to be aggressive but … [Read the rest]

Free Money Brokerage Account Opened With $2,000

I recently opened a MB Trading brokerage account. While it took almost 3 weeks since I had to mail in the paperwork and check for deposit, their customer service seemed pretty good and kept me updated. I wasn't in a hurry, so no big deal. They do … [Read the rest]

Money Blogger Podcast With Yours Truly

Reader Scott has given me the honor of being a part of his new interview series - Money Blogger Podcast. It looks very promising. I'll be perfectly honest - I haven't yet figured out how to listen to the podcast (iPod is now charging). I'm creeped … [Read the rest]

Carnavales Del Dinero

Carnival of Debt Reduction - Canadian Capitalist Carnival of Personal Finance - Be Capitalism Carnival of the Capitalists - Patent Baristas Carnival of Investing - Blueprint for Financial Prosperity Festival of Frugality - Canadian Capitalist … [Read the rest]

Rate Chaser Calculator – Just Plug It In!

Update: I made a new and improved version of this calculator. Using the rate-chasing breakeven time formula posted previously, here is the easy-to-use JavaScript Calculator version to help you decide whether you should move your money and chase … [Read the rest]

Rate Chasers – Should You Move Your Money?

With the proliferation of new high-yield savings accounts and them leapfrogging each other's rates, we come to the all-important question - Should I move my money to the higher rate? Well, with the data from my transfer-time experiment, I can better … [Read the rest]

Online Bank Lost Interest Experiment Results – Surprising!

Here are the results of my bank transfer timing experiment to help estimate the lost interest when transfering money from one online bank to another. I scheduled transfers very late on Monday (~9pm Pacific) to and from various online banks and … [Read the rest]

Online Savings Accounts: Where’s The Fine Print?

Every time there is an issue with a bank, I have to go digging to find their fine print again. No more! I have tracked down the direct links to the Terms & Disclosures for each of the banks on my high-yield savings account comparison page - … [Read the rest]

Emigrant Direct Announces Mediocre Credit Card

What do I think? Pretty much what Caitlin of Clutter2Cash thinks. Pass. … [Read the rest]

Book Review: Smart and Simple Financial Strategies for Busy People

Smart and Simple Financial Strategies for Busy People. Whew, what a long title. I was putting off reading this book because it seems like 'just another personal finance book' by another so-called Money Guru. (I'd never heard of Ms. Quinn before … [Read the rest]