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Berkshire Hathaway 2017 Annual Letter by Warren Buffett

Berkshire Hathaway (BRK) has released its 2017 Letter to Shareholders. Instead of reading various media coverage about one aspect, I recommend reading the entire thing straight from the source. It's only 17 pages long and (as always) written in a … [Read the rest]

Ikigai – Finding Your “Reason For Being”

I stumbled across the concept of ikigai in Japanese culture - loosely translated as "reason for being" - in this Medium post. The Venn diagram above appears to be taken from this Toronto Star article (which is based on another work, and so on...). … [Read the rest]

NYT Financial Tuneup Day 3: Apply For a Better Credit Card

Day 3 of my NY Times 7-Day Financial Tuneup is called Find the Best Credit Card for You. (Sign up for your own personalized tune-up for full details.) The key again is to actually apply for a better card, not just think about it and then keep your … [Read the rest]

NYT Financial Tuneup Day 2: Trim Your Budget

Day 2 of my NY Times 7-Day Financial Tuneup is called Trim Your Budget. The key here is to take action, not just do research and then put it off again. (If you just want to daydream, Day 1 was Optimize Your Thinking.) Again, the NYT doesn't … [Read the rest]

Amazon Prime Rewards Visa Signature Card Review: 5% Back at Amazon + Whole Foods

(Updated: Now with 5% back at Whole Foods for Amazon Prime members. Amazon recently announced free 2-hour delivery from Whole Foods in 4 US cities, with nationwide rollout expected later this year...) Chase and Amazon have rolled out the Amazon … [Read the rest]

NYT Financial Tuneup Day 1: Optimize Your Thinking

I've been in a "Back to Basics" mood and decided to work through the NY Times 7-Day Financial Tuneup. I don't have direct links to each day as you need a (free) NYT account to view your personalized list of tasks. Instead, I'm quoting selected … [Read the rest]

Why Inflation Feels High

Here is an interesting chart of price changes from 1997 to 2017 for various good and services as measured by the BLS (which tracks CPI and inflation). The Carpe Diem blog author argues that the stuff that got more expensive was heavily regulated by … [Read the rest]

Study: Working Longer vs. Saving More

Here's a working paper titled The Power of Working Longer by Gila Bronshtein, Jason Scott, John B. Shoven, Sita N. Slavov which compares the effect of working longer (delaying your retirement date) and increasing your savings rate while … [Read the rest]

Keep Moving In The Right General Direction

Here is some career advice by longtime Silicon Valley executive Ben Fathi in his post What I Learned from Working for Both Bill Gates and Steve Jobs. An excerpt (bold added): What I can tell you as a piece of career advice is to only work on … [Read the rest]

Discover Card + Amazon 1-Click $10 Promotion

Updated. It looks like this offer is back as of February 2018. I was able to get another $10 credit even though I already got the previous $10 credit back in September. I still had the Discover card as my default 1-click payment method, but I did … [Read the rest]

Free Social Security Calculator Tool: Estimate Your Benefits

There are some (mostly young) skeptics, but Social Security should remain a major pillar of your future retirement income. For over 60% of current retirees aged 65+, Social Security makes up the majority of their income. Therefore, it may be … [Read the rest]

Recent Timeline of Stock Market Corrections

The currently-accepted definition of a "market correction" is a price drop of 10% from its peak. There have now been five corrections to the S&P 500 stock index since the bear market of 2009 (seven if you count the 9.8% and 9.9% drops). Here's a … [Read the rest]

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