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January 2009 Financial Status / Net Worth Update

Credit Card Debt I have no actual consumer debt. In the past, I have been taking money from credit cards at 0% APR and immediately placing it into high-yield savings accounts or similar safe investments that earn 5% interest or more, and keeping … [Read the rest]

More Lessons From The 2008 Financial Markets

Larry Swedroe, principal of an asset management company and investment book author, also posted his Lessons That 2008 Taught Us In 2008 on SeekingAlpha. It was a nice compilation that covered a variety of topics from active management to Madoff to … [Read the rest]

2008 Investment Portfolio Review: Numbers and Lessons

Vacation is over, bring on 2009! Time for a quick look back. Instead of accounting for all my various cashflows, I decided to first review how the individual mutual funds in my investment portfolio did during 2008. (Data taken from Morningstar.) … [Read the rest]

WTDirect and MyCorporation Promos Ending

Few more quick reminders: The WTDirect $250 Winter Bonus offer ends 12/31. The MyCorporation Free Corporation/LLC Filing Service offer ends 12/31 has been extended to January 2009. The California 529 $50 Gift Card offer ends 12/31. … [Read the rest]

Tax-Loss Harvesting For Buy & Hold Mutual Funds and ETFs

Always the procrastinator, I finally sold some shares of my punished mutual funds and ETFs in order to do some tax-loss harvesting. There are only two days left in 2008! What is Tax-Loss Harvesting? The main idea of this tactic is to legally … [Read the rest]

Discover Business Card $100 Bonus – Expires 12/31

The $100 bonus promotion from the Discover Business Card is going away on December 31st. You can earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. In addition, there is 0% APR on purchases … [Read the rest]

Free Retirement For Dummies Book

Okay, found one more freebie. Humana is offering a free copy of the 72-page book Retirement For Dummies by mail when you sign up for their REAL community. You must be of age 50+ to qualify. It looks like this book was specially made for Humana, … [Read the rest]

Free Luggage Tags From TripAdvisor.com

TripAdvisor is offering two free luggage tags. What a sneaky way to get my real info! ;) The form automatically signs you up as a member of the website, but looks like that's all. Use a spam e-mail if desired. Although there is the occasional … [Read the rest]

Free Intuit Quickbooks Cash Register Plus Software

Intuit is offering their Quickbooks Cash Register Plus Software for free instantly via download. This is the 2009 version, which is selling for $239 on Amazon. As the name suggests, this software turns your laptop into a cash register, accepts credit … [Read the rest]


We added a new member to our family today, of the four-legged and fuzzy variety. Her name is Pumpkin, and she was placed in our home by a dog rescue group. Getting a rescue is kind of stressful. You put your name on lists. You get a call that … [Read the rest]

Fed Funds Rate Drop Update: Locking In Higher Bank Yields Now

Given the recent drop in the Fed Funds rate to nearly zero, bank have been adjusting their interest rates accordingly. Now that the dust has settled a bit, I suppose it is time to see what rates we can get now for our FDIC-insured cash. It may be a … [Read the rest]

Free Lift Ticket To Park City Utah Ski Resort

Planning a trip to Park City, Utah? I am for a conference coming up, and I found a promotion where you can get a free lift ticket to any Park City ski resort on the day that your arrive. You'll need to bring your boarding pass and fill out a … [Read the rest]