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Recent Smaller Offers Updates & Follow-Up

From time to time, I post smaller deals that offer some sort of bonus or discount. This has been a feature of the blog since the very beginning - my 5th post ever on was about getting 10,000 free Delta miles back in December 2004 (very expired). … [Read the rest]

November Spending Survey Results and Follow-Up

Last month, I challenged readers to predict their spending for the month of November, track it, and then come back and see how well their predictions went. Over 60 people completed my online Google spreadsheet survey, and an unknown amount of … [Read the rest]

How Opening and Closing Credit Card Accounts Affects Your Credit Score

I've been taking advantage of credit card bonuses and rewards for over 10 years now, earning thousands of dollars in perks while paying zero interest. I can honestly say that sign-up bonuses have never been larger than today. My rule used to be … [Read the rest]

Navy Federal Credit Union No Balance Transfer Fee Promotion

NavyFed Credit Union has a limited-time promotion going on until Sunday, December 11th where if you do a balance transfer from an external financial institutions to your existing Navy Federal card, you'll get a fixed 0% promo APR for 12 months with … [Read the rest]

Citi ThankYou Preferred Card 50,000 Point Bonus = $500 in Gift Cards

(Update 2: I've been notified that 12/22 may be the last day to apply for this $500 gift card offer from the Citi ThankYou Preferred card. The promo details remain as noted below, but I should point out that the Citi ThankYou Premier Card is also … [Read the rest]

How To Find Amount and Date of Past Roth IRA Contributions?

Here's a reader question about tracking Roth IRA contributions is previous years (slightly paraphrased for clarity) that I answered to the best of my ability, but perhaps there is a better solution out there. I am looking to make a withdraw of my … [Read the rest]

Connect to Compete: $10/Month Broadband Internet For Lower Income Families With Children

I just wanted to spread the word about a new program Connect to Compete which is a "private and nonprofit sector partnership to promote broadband adoption and improve outcomes in disadvantaged communities" that offers broadband internet access for … [Read the rest]

Graham Hill: Less Stuff, More Happiness (TED Talk)

Here's a TED Talk I just found by Graham Hill about simple living. Try to find something that you can apply to your life in a positive manner, instead of pointing out ways it won't work. It's unlikely any of us will live in a place as organized as … [Read the rest]

90% of College Graduates Have Less Than $40,000 In Student Loans?

The NY Times Economix blog had a provocative post a few days ago about student loan debt, pointing out a government study that showed that 90% of bachelor degree holders had less than $40,000 in student loans shortly after graduating. The chart … [Read the rest]

Cashing in on the American Dream: How To Retire at 35 by Paul Terhorst (Book Review)

One of classic books on many early-retirement reading lists is Cashing in on the American Dream: How To Retire at 35 by Paul Terhorst. However, this book was published in 1988 and has been out-of-print for a while. Luckily, I noticed that there … [Read the rest]

E-Trade Commission Free ETF Trade List

E-Trade has decided to join in on the commission-free ETF party, announcing a limited set of ETFs that you can trade with no commission fees effective 12/16/2011. However, to "discourage short-term trading, E*TRADE will charge a short-term trading … [Read the rest]

Preview: Discover Card Increases Cashback Limit for 2012

I like to keep track of the rotating categories of the 5% cash back cards out there, but one of the more disappointing areas was always Discover's low purchase limits of only a few hundred bucks. From October 1st to December 31st, you can earn 5% … [Read the rest]