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Target $20 off $50+ Coupon, 15% Off Coupon Via Text

Expired: This offer is no longer available. Target is offering a mobile coupon for $20 off a $50+ purchase. Simply text LKWKGK to TARGET (827438) and a special link and promo code will be texted back to you. Coupon will expire 10/31/18. Valid … [Read the rest]

2018 IRS Federal Income Tax Brackets Breakdown Example (Married w/ 1 Child)

The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent in Tax Year 2018. I'll also … [Read the rest]

Why ‘Find Your Passion’ Can Be Bad Advice

The power of mindset was popularized by psychology professor Carol Dweck in her book Mindset: The New Psychology of Success and others including the bestseller Grit: The Power of Passion and Perseverance. The fixed mindset believes that success is … [Read the rest]

Auto Parts Class Action Settlement ($1 Billion Covering Most New Cars Bought Since 1995)

Here's a big Auto Parts Class Action lawsuit with over $1 billion in total settlements across many different suppliers. The lawsuit claims that multiple auto parts manufacturers conspired together to keep their prices high ("price-fixing"). This … [Read the rest]

Retirement: Start Saving Regularly, Even If You Start Small

T. Rowe Price has a brochure The Benefit of Saving Regularly For Retirement ] which has the common advice that you target saving at least 15% of your gross income each year to prepare for retirement. Of course, the earlier you start, the … [Read the rest]

Save Money By Splitting Doses of Frontline Plus Flea Medication – Up to 90% Savings!

Updated for 2019. The NY Times came out with a recent article The Secret Price of Pets. (Neuticles? Cosmetic surgery?) Meanwhile, the cost of flea medication has dropped for us from $10 a month to 67 cents a month over the last decade of dog … [Read the rest]

Vanguard Will Offer Commission-Free Trades on All ETFs (Including iShares, Fidelity, Schwab, Etc)

Vanguard made a splash last week when it announced that it will offer commission-free trades on all ETFs in it brokerage accounts. Vanguard ETFs had been free to trade already. Starting in August, they will add nearly 1,800 ETFs from competitors … [Read the rest]

Barclays Arrival Premier World Elite Mastercard Review

The Barclays Arrival® Premier World Elite Mastercard® is no longer available. … [Read the rest]

Best Interest Rates on Cash – July 2018

Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much additional interest you'd earn if you are moving money between … [Read the rest]

Chase Bank $600 Bonus 2018 – $300 Total Checking + $200 Savings + $100 For Both

Update October 2018. Here is a new promotion link with an extended expiration date and an extra $100 on top of the previous bonus. The requirements are nearly identical to before, but now you can get $300 for Total Checking + $20 for Savings + $100 … [Read the rest]

Chase World of Hyatt Credit Card Review – 50,000 Bonus Points

Chase has launched a new The World of Hyatt credit card, which replaces their previous Hyatt co-branded card. There is a sign-up bonus of up to 50,000 Hyatt points and a $95 annual fee. Here are the highlights: Learn more about this card … [Read the rest]

Reminder: Don’t Put Too Much Employer Stock Into Your 401(k)

Every time a large corporation stumbles, you will see something along these lines: Having Too Much Employer Stock in Your 401(k) Is Dangerous. That doesn't prevent it from being solid advice. The best advice bears repeating. Why? If your … [Read the rest]