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Consumer Reports Ratings: Best Value in… Toilet Paper?

I know, not exactly hard-hitting consumer news. :) But actually toilet paper is important to me, and ever since I got a "real" job I've been buying Charmin Ultra Soft toilet paper. I don't even check the price, I just buy it in bulk and revel in … [Read the rest]

Free Meal Planning Service Membership – Food on the Table

Food on the Table is a meal planning service that tries to link the foods on sale at your local grocery store with recipe ideas to help you plan your shopping and cooking. They have a free trial, but right now if you sign up with promo code MAYFREE … [Read the rest]

Prosper vs. LendingClub: Credit Card Debt Consolidation Loan Comparison

What is the best place to lower your interest rates and consolidate credit card debt in order to pay it all off? The first thing to try is to call up your credit card company and negotiate your existing rate down. If that isn't satisfactory, you … [Read the rest]

The Most Important Thing Illuminated by Howard Marks (Book Review)

Updated. I bought the original version with my own money, but then got offered a review copy of the newly released The Most Important Thing Illuminated which contains the same material but with additional commentary from respected investors … [Read the rest]

Bogle on Earning Dividend Income From Stocks

I was following an interesting discussion about living off of dividend income from stocks over at the Bogleheads forum, and member Beagler posted a link to a excerpt on income investing from the book Bogle on Mutual Funds. You may know that John … [Read the rest]

US Government Budget Breakdown: 50 Years Ago vs. Today

Below is a chart of the breakdown of government spending from 50 years ago, 25 years ago, and today. There are many differences between the political and economic environments of 1962 vs. 1987 vs. 2012, but I still think it's still very … [Read the rest]

SmartMoney Magazine Top Online Broker Rankings 2012

SmartMoney magazine has released the results of their Annual Broker Survey in its June 2012 issue. Check out the attached article for additional commentary and insight into rankings and methodology. You'll find my own commentary on their findings … [Read the rest]

Simplisafe Alarm Review: Cheap, Effective DIY Home Security

Old security system vs. New security system I've never had a security system until now, other than our dogs which are all bark and no bite. I suppose the main reason for that is that I didn't own enough property to be worth protecting. … [Read the rest]

Citi ThankYou Preferred Card Review

The Citi ThankYou® Preferred Card from our partner Citi is a rewards credit card where the primary feature is currently an Intro 0% APR offer for 15 months. Here are the highlights: Enjoy 0% Intro APR on purchases for 15 months from date of … [Read the rest]

What’s The Record For Multiple Mortgage Refinances Within a Short Period?

...because it looks like I'm getting another one. After seeing repeated news articles titled "Mortgage rate set record lows", I'm now looking at refinancing to a 15-year fixed mortgage for 3% with all lender closing costs covered. I've seen … [Read the rest]

Use Multiple Motivations For Frugality: Environmental, Simplicity, Health, Spiritual, Philanthropy

Reaching financial independence faster boils down to either increasing your income or decreasing your expenses. This is why so many books and blogs focus on frugality and saving money. However, too often the term frugality conjurs up the image of … [Read the rest]

SunTrust Bank & Delta Check Card – 30,000 Bonus Miles Promotion

SunTrust Bank is offering 30,000 Delta Skymiles for opening a new checking account by 6/30 with qualifying direct deposit and choosing the Delta SkyMiles World Check Card. Available in AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA and Washington, … [Read the rest]