qara.info has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

U.S. Bank Cash+ Plus Visa Signature Card Review – Choose Your 5% Cash Back Categories

There's a new entrant in the world of 5% cash back credit cards. The U.S. Bank Cash+ Visa Signature card actually lets you choose and change the categories in which you can earn 5% and 2% cash back. Here are the highlights: $150 New Cardmember … [Read the rest]

How to Pay Zero Income Taxes in Retirement With Mixed IRAs

How about another mental exercise on taxes? I usually enjoy Christine Benz's articles on Morningstar, and When Taxes Collide With Your Asset Allocation was no exception. She presents the following scenario: Let's say a 65-year-old woman is … [Read the rest]

Save More vs. Earn More: A Dollar Saved Is Two Dollars Earned

Earn more. Save more. Those are the two ways to get out of debt and build wealth. I'm a big proponent of doing both, but for many people it may be easier to cut back on some luxuries rather than land a higher-paying job, start a side business, … [Read the rest]

College Tuition Inflation: Net Out-of-Pocket vs. Published Sticker Prices

Now that I have a renewed interest in college costs (read: a kid), I'm paying more attention to the ongoing student loan debt discussion. One major talking point is the rising cost, but there seems to be a big difference between the published or … [Read the rest]

Free Business & Finance Audiobooks on Audible.com

Here are some finance-related audiobooks from Audible.com (owned by Amazon.com) that are currently free with no trial required. Download them now, listen to them later. Via gymsock of SD. The 7 Habits of Highly Effective People: Powerful … [Read the rest]

Stop Delivery of Physical Phone Books – YellowPagesOptOut.com

Visit YellowPagesOptOut.com to stop the delivery of those huge phone books. The site is reasonably easy-to-use, although they ask for a phone number and I chose not to provide my real phone number to an industry based on unsolicited advertising. I … [Read the rest]

Loyal Financial Group – Possible Scam or Ponzi Scheme?

(Update: They are now blocking visits with my referral domain. You can view the site directly by typing in www.loyalfinancial.com.) I received an e-mail today asking me to look into Loyal Financial Private Investments at LoyalFinancial.com and … [Read the rest]

Coupons.com Savings Club Free 1-Year Membership

Coupons.com is - surprise! - a site that offers digital and printable coupons online to many major brands. They also have a "Savings Club" where you pay $30 a year and get access to bigger coupons and a Coupon Finder tool. To celebrate their … [Read the rest]

Recent Investment Returns By Asset Class – August 2012

Now that our portfolio size has become more significant, I want to keep on top of things better while still avoiding most of the market noise. I took some ideas from how others share investment return data (see here and my 2011 year-end returns … [Read the rest]

Dividend Yield Definitions: SEC Yield vs. 12-Month or TTM Yield

When looking at the dividend payout of stocks and ETFs, there are actually a few different ways to measure dividend yield. In general, dividend yield is defined as: $latex \frac{\text{annual dividends per share}}{\text{share … [Read the rest]

Digital Postal Mail / Zumbox Review

Digital Post Mail, formerly just known as Zumbox, is a service that tries to turn all your physical mail into digital format. Hat tip to reader Christina. My first reaction was that it seems very similar to Manilla.com. According to TechCrunch, … [Read the rest]

Free 2-Year Subscription to Kiplinger’s Personal Finance Magazine

Here's a link for a free 2-year subscription to Kiplinger's Personal Finance magazine from RewardsCountry. There is a short survey on the second page, mine was something about watches. There is no credit card required so they can't auto-renew … [Read the rest]

220km.net