has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. Thank you for your support.

Retirement Rule of Thumb #537: Age-Based Targets at 35, 45, and 55

Here's yet another retirement rule-of-thumb, this time by Fidelity Investments. [...] the average worker may replace 85 percent of his pre-retirement income by saving at least 8 times his ending salary. In order to reach the 8X level by age 67, … [Read the rest]

Barclaycard NFL Extra Points Credit Card Review

The Barclaycard NFL Extra Points Credit Card is currently offering 10,000 bonus points after making $500 in purchases over the first 90 days. That's worth $100 in statement credits which you can use to increase your savings rate, or they have other … [Read the rest]

Motif Investing and Dividend Stocks: Questions and Answers + $150 Bonus

In my initial review of new brokerage firm Motif Investing, I wanted to use this new brokerage structure to create cheap, custom ETFs - specifically, baskets of dividend-oriented stocks that for example match the S&P Dividend Aristocrat or Dividend … [Read the rest]

Schwab vs. Vanguard ETF Expense Ratio Comparison

Schwab recently announced lowered expenses on all of their 15 Schwab-branded ETFs, undercutting everyone else's comparable ETFs in every category, including Vanguard. Quite a bold move! Here is a limited comparison of comparable Vanguard and Schwab … [Read the rest]

COBRA and Retroactive Health Insurance Coverage

Health insurance can be a complicated subject. This article is about the specific situation where you recently ended a job and haven't yet started either a new job with benefits or alternative health coverage. Should you take the COBRA coverage, … [Read the rest]

Price Comparison: Selling My Old iPod Touch Online and In-Store

My parents gave me a very generous present of an iPod Touch for Christmas 2009. It came in very handy while traveling and at the gym, but then I got an iPhone (business expense!) and stopped using the iPod. It felt tacky to sell, so I waited. … [Read the rest]

Citi Forward Card Netflix Promo

The Citi Forward® Card is running a limited-time promotion with Netflix for new cardmembers where they will pay for your Netflix streaming for an entire year if you use the card for payment. At currently prices, that's $7.99 x 12 = $95.88 + taxes. … [Read the rest]

Career History: List of Every Job I’ve Ever Had

I've been thinking about all the various jobs I've held during my life. I remembered that even as a 10-year old child, I dreamed about being financially independent in the way that I worked for money and could live on my own - I wanted to be like … [Read the rest]

Crazy Idea: Double Your Savings Rate With Credit Card Bonuses

Every so often, I receive e-mails very similar to the one below regarding credit card bonuses. It's a valid question, so I wanted to make a thoughtful reply. Do you ever total up the amount that you actually save on your credit cards via bonus … [Read the rest]

Caine’s Arcade: Creative Kid Entrepreneur + Follow-Up

If you haven't seen this film about 9-year-old Caine and how he turned loneliness and boredom into his own cardboard video game arcade and an inspirational phenomenon, you must watch it now: (youtube link) There's also now a follow-up clip … [Read the rest]

AT&T Promotions – $25 AutoPay, $10 Paperless Bonus

If you are an AT&T Wireless, U-verse, Home Phone, or Internet customer, here are some promotions that are currently available. $25 for AutoPay Sign up for automatic payment of your bill via credit card or bank account and get a $25 prepaid Visa … [Read the rest]

Meet America’s Youngest Landlord

Here's a nice feel-good story about a financially-savvy teenager. 14-year-old Willow Tufano may be America's youngest landlord. She bought a house in a short sale in Port Charlotte, Florida for $12,000. The 3-bedroom house is now rented out for … [Read the rest]