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American Express Serve Opening Bonuses

Updated. American Express has a product called Serve - a combination of their prepaid credit card and a Paypal-like online payment service. No credit checks, no monthly fees, and one free ATM withdrawal per month (the ATM itself may charge a … [Read the rest]

Savings I Bonds September/October 2012 New Rate 1.76%

New inflation numbers were just released for September 2012, so here's the usual semi-annual update. New Inflation Rate March 2012 CPI-U was 229.392. September 2012 CPI-U was 231.407, for a semi-annual increase of 0.88%. (CPI-U increased 2.0% … [Read the rest]

Market Timing Prediction + House Payoff Focus

As you probably know, I'm not an advocate of market timing. Jumping in and out of stocks is usually based on fear - either fear of missing out on hot returns or fear of more losses. However, if you're going to do it, I figure you should announce … [Read the rest]

LevelUp Mobile Pay: $5 Referral Bonus + Free Store Credits

Mobile payments are hot, and start-up LevelUp let's you pay by scanning a QR code from your smartphone that is linked to your existing credit or debit card. You know what that means... venture capital spent on customer acquisition! New users can … [Read the rest]

FreedomPop Review: Unboxing, Download Speeds, Size Comparisons

I ended up ordering a FreedomPop mobile hotspot last week for the 500 mb in free wireless internet each money, and have been playing with it for a couple of days. Here's a review including what came in the box, hotspot size comparison, download … [Read the rest]

What’s Inside the Vanguard Total Bond Index Fund?

The Vanguard Total Bond Market Index Fund is designed to track the entire spectrum of US bonds (well, those that are publicly-traded, taxable, and investment-grade). It is the second-largest bond fund out there, with $160 billion in assets and … [Read the rest]

Best Small Business Credit Cards of 2018

Whether you have a small business with just one employee or over 100, it's critical to track your your business expenses and keep them separate from your personal finances. Business credit cards help you do that, along with other perks like giving … [Read the rest]

FreedomPop: Free 4G Mobile Wireless Data, 500 MB Every Month

Here's another potential way to cut those monthly expenses. FreedomPop is a start-up offering wireless 4G data service with a free basic plan including 500 megabytes data per month. You can earn more free data by referring your friends or doing … [Read the rest]

Fix Your Stuff: Repair Cafes, Fix-It Collectives, and Free Online Repair Manuals

These days when you inquire about repairing something, you're often confronted with a $50-$100 minimum diagnostic charge with no guarantee that it'll be fixed. Combine this with carefully planned obsolescence by the manufacturers, and it's no … [Read the rest]

Your Job Search Expenses May Be Tax-Deductible

Here's a friendly reminder for those on the hunt for a new job. Many job-search expenses may be tax-deductible, so knowing the rules can save you money at tax time. As you might expect from the IRS, the rules aren't straightforward: You have … [Read the rest]

Recent Investment Returns By Asset Class – September 2012

Here is my monthly update of the trailing total returns for the major asset classes that I find useful. I am using passive ETFs to track asset classes, as they represent "real" investments that you can buy and sell. See August 2012 asset class … [Read the rest]

Retirement Rule of Thumb #537: Age-Based Targets at 35, 45, and 55

Here's yet another retirement rule-of-thumb, this time by Fidelity Investments. [...] the average worker may replace 85 percent of his pre-retirement income by saving at least 8 times his ending salary. In order to reach the 8X level by age 67, … [Read the rest]

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