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Free Credit for Amazon MP3 Downloads

Updated. Here's another $2 in free Amazon MP3 credit up for grabs. Visit this link for the details - you'll need a Facebook account for this one (real or spam account, you decide). It should increase your gift card balance for music purchases … [Read the rest]

Investment Returns By Asset Class – 2012 Annual Returns, Year-End Update

Happy New Year! 2012 has come to an end, which makes this monthly update into an annual wrap-up of the trailing total returns for selected asset classes. Passive ETFs are used to represent major asset classes, as they represent actual investments … [Read the rest]

Why You Should Make a New Year’s Resolution

If you're like me, you may wonder if a New Year's resolution is even worth the bother. By chance, I was listening to an NPR interview today with a Dr. John Norcross, a psychology professor who decided to study this phenomenon. Listen, download … [Read the rest]

Use Up Small Balance Visa & American Express Gift Cards with Purchases

For some reason, cash is old-fashioned and now it's common to give out gift cards in the form of prepaid credit cards. If you have a prepaid Visa, Mastercard, or American Express gift card and you want to use up an odd remaining amount like $3.34 … [Read the rest] $2,500 Holiday Cash Giveaway (Winner Announcement)

Winner Announcement! The contest is now closed. The winning entry was picked using with the Timestamp: 2012-12-25 03:28:18 UTC. Congratulations to Anthony T ([email protected]), the lucky winner of $2,500. You should have received an … [Read the rest]

Backup Your Music Library For Free Into Google’s Cloud Service

Google has just announced on their Google Play page that you can now upload your music library to Google Play, and they will scan them and keep a copy in the cloud for free and let you stream to your devices as needed. This "digital music locker" is … [Read the rest]

Free ShopRunner Membership

It may not work in time for Christmas anymore, but here's another offer for a free 1-year Shoprunner membership. Enter offer code RUNNER. No credit card required, it is optional, just asks for an e-mail address. Shoprunner is similar to Amazon … [Read the rest]

How Do I Tip The Trash Collector?

Ah, holiday tipping. This little post still gets a steady stream of comments, even several years later... Invariably this time of year, all the "tipping experts" of the world unite and tell us ignorant folk what to do. Is it just me, or is it a … [Read the rest]

Explanation For Recent Big Drop In Mutual Fund Values

Many people will log into their brokerage accounts in December and be surprised by some curious losses. Not to worry, most likely this is due to your mutual distributing either capital gains and/or dividends. Mutual funds and ETFs are baskets of … [Read the rest]

Free Experian Credit Monitoring from Credit Sesame

You may be familiar with Credit Sesame from my popular free credit scores with no trials post, as they offer you a free credit score based on your Experian credit report, updated once a month. They make money by presenting you with credit-related … [Read the rest]

Best Value in Smartphone Plans? T-Mobile $30/month Prepaid 4G with Unlimited Data

Even though I know you can get cheap, basic cell service for under $10, I do find value in having a smartphone with mobile data, for business reasons and mobile hotspot use if nothing else. My current contract is coming to an end, so I've been … [Read the rest]

Would Meeting Your Future Self Make You Save More?

Behavioral economists are constantly trying to find ways to convince us do the "right" things like save for retirement. Why is it so hard to give up short-term perks for larger, long-term rewards? For example, take my True Cost of Holiday … [Read the rest]

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