has partnered with CardRatings for our coverage of selected credit card products. and CardRatings may receive a commission from card issuers. All opinions expressed are the author’s alone, and the content has not been provided nor approved by any of the companies mentioned. Thank you for supporting this independent site.

Billboard #1 Song In The US is about Frugality?!?

For the 4th week in a row, the #1 song on the Billboard Hot 100 is "Thrift Shop" by Macklemore & Ryan Lewis featuring Wanz. It's also currently the #1 download on Amazon MP3 Top 100. The song is about... frugality? ...buying clothes from … [Read the rest]

LivingSocial: 20% Off Coupon Code 2/20-2/22

LivingSocial has a new promo code MYFEB which will get you 20% off almost any deal for $100 or less, local or nationwide. Look for "Redeem promo code" during checkout. Valid for first 10,000 uses. Must be used by February 22, 2013, 11:59 p.m. … [Read the rest]

Links: How to Make Money in the New Share Economy

Forbes has an article about how the share economy is taking off. The primary focus is on AirBNB, which lets you rent out a room in your home with ease and last year booked around 15 million nights of stays. I've written about some of these sites … [Read the rest]

Jemstep Portfolio Manager Review

When I first reviewed JemStep in 2011, it analyzed your current portfolio and made customized mutual fund rankings. Flash forward to 2013, and they've moved into the portfolio management and advice space, similar to previously-reviewed sites like … [Read the rest]

A Beach Less Traveled: From Corporate Job to Flip Flop Perfumer – Book Review

The book A Beach Less Traveled sounded like just the thing to read during a winter weekend... an American couple shares about their true story of going from "corporate chaos" to living in a tropical paradise where they run a small perfume shop. I … [Read the rest]

Market Timing Is Hard: Actual Investor Returns Lag Fund Returns

When you look up the historical performance of mutual funds, you are typically getting what is called a time-weighted return. For example, the 5-year return is what you would have gotten if you bought the fund five years ago and held it continuously … [Read the rest]

Motif Investing Adds New Passive, Index Fund Portfolios

Motif Investing is a new brokerage firm that is unique in that it lets you buy an entire basket of up to 30 stocks for only $9.95 per trade. I previously thought that this would be useful to creating your own "custom ETF" of whatever you want, for … [Read the rest]

Whole Foods Promo: $10 Free with $100 Reload

Whole Foods Market is offering a $10 bonus if you auto-reload a Whole Foods Market gift card with a $100+ using any American Express card. You can buy a gift card online or in-store. You can also get a $5 bonus for every third reload of $100 or more … [Read the rest]

6-Month Baby Costs Update: Formula, Diapers, and Daycare

A few readers asked for a baby update, and the 6-month-old mark felt like a good time. At this point, she is kinda-sorta sleeping through the night, kinda-sorta eating solid food, kinda-sorta becoming mobile, and 100% awesome! When people ask me … [Read the rest]

Pound Foolish: Everything That’s Wrong With The Personal Finance Industry

In a sea of new books, Pound Foolish: Exposing the Dark Side of the Personal Finance Industry managed to catch my eye. What personal finance geek wouldn't want to read a snarky book that promises to bash Suze Orman, Robert Kiyosaki, David Bach, Jim … [Read the rest]

$10,000 P2P LendingClub / Prosper Loan Portfolio Update – February 2013

Here's the 3rd and last piece of the monthly updates for my Beat the Market Experiment, a set of three real money portfolios started on November 1st, 2012. See also my $10,000 Benchmark and $10,000 Speculative portfolio updates for February … [Read the rest]

$10,000 Beat-the-Benchmark Speculative Portfolio Update – February 2013

Here's the 2nd piece of the monthly updates for my Beat the Market Experiment, a set of three portfolios started on November 1st, 2012: $10,000 Passive Benchmark Portfolio that would serve as both a performance benchmark and an real-world, … [Read the rest]