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Don’t Forget To Be Awesome

Originally posted here on December 3rd, 2005: Thinking about goals and the future some more, I have this picture in my head of our dream future in 5-10 years: - I work at a job I enjoy for only 20 hours a week - My wife also works at a job she … [Read the rest]

Swensen Portfolio 10-Year Trailing Returns Redux

Here is a check-in on the trailing 10-year total returns for the David Swensen model portfolio, courtesy of Last update was in 2011. As a reminder, here is the model portfolio asset allocation with representative ETFs: 30% Domestic … [Read the rest]

Total Economy Portfolio: Adding Small Value Stock, REIT Exposure

In many investing books such as David Swensen's Unconventional Success or Bill Schultheis' The Coffeehouse Investor, you may see model portfolios that include an allocation to smaller companies and/or real estate investment trusts (REITs). … [Read the rest]

Paying Cash For Cars: $3,500 Debt-Free Car Project

Car pricing website just finished up a year-long series called the Debt-Free Car project. Their goal was to explore an alternative to "Buy Here, Pay Here" car lots, which target lower-income folks with poor credit. These lots usually … [Read the rest]

$10,000 P2P LendingClub & Prosper Loan Portfolio Update – April 2013

Here’s the April 2013 update for my peer-to-peer lending portfolio, the last of three "real money" portfolios being tracked monthly as part of my Beat the Market Experiment. See also the $10,000 Benchmark and $10,000 Speculative portfolio … [Read the rest]

We Paid Off Our Mortgage: History and Commentary

We paid off our mortgage. We ed Provident Funding and requested the full amount due including any accrued interest, the money was sent via bank wire, and the loan is recorded as paid in full. As you might imagine, I spent many hours … [Read the rest]

LikeAssets Review: A Reality Check For Your Portfolio

Over the years, I've noticed that people tend to overestimate their own stock-picking prowess - myself included. Especially over longer periods of time, if you're not tracking things carefully you probably don't know how well you're doing on a … [Read the rest]

$10,000 Beat-the-Benchmark Speculative Portfolio Update – April 2013

Here’s the April 2013 update for my speculative portfolio, the second of three portfolios being tracked monthly as part of my Beat the Market Experiment. Here's an update on the overall race; the bull stock market has pushed the passive benchmark … [Read the rest]

$10,000 Benchmark Portfolio Update – April 2013

Here's the April 2013 update for my benchmark portfolio, the first of three portfolios started on November 1st, 2012 as part of my Beat the Market Experiment: $10,000 Passive Benchmark Portfolio that would serve as both a performance benchmark … [Read the rest]

New Safeway Gas Rewards Partners: Chevron, Texaco, Exxon, Mobil

Depending on your area, Chevron, Texaco, Exxon, and Mobil gas stations are new partners with Safeway's gas rewards program (Exxon/Mobil link). This may be good news to those who shop at Safeway supermarkets but don't have any nearby Safeway gas … [Read the rest]

Investment Returns By Asset Class – April 2013 Update

Here is my April 2013 update of the trailing total returns for selected major asset classes. Passive ETFs are used to represent major asset classes, as they represent actual investments that folks can buy and sell. Return data was taken after … [Read the rest]

Cash Reserves Update: Best Available Interest Rates – March 2013

Our family keeps a full year of expenses put aside in cash reserves; it provides us with financial stability with the additional side benefits of lower stress and less concern about stock market gyrations. Emergency funds can actually have a better … [Read the rest]

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