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Asset Allocation Revisited: How Much International Stock Exposure For Your Portfolio?

In the post Foreign Stocks For The Long Run, author Rick Ferri recently revisited the topic of how much international stock exposure you should add to your portfolio's asset allocation. I also have an older post about this - Choosing An Asset … [Read the rest]

Case-Shiller Home Price Index Update: Getting Frothy Again?

Real estate prices have rebounded in many areas since the financial crisis, so much that some people are wary of another Housing Bubble. The S&P/Case-Shiller 20-City Composite Home Price Index measures the value of residential real estate in 20 … [Read the rest]

Chart: What Percentage of Your Budget Goes Towards Food? Should You Spend More?

Here's another interesting chart from a Businessweek article about a food-delivery start-up called Blue Apron. It shows how food costs have decreased dramatically as a percentage of total U.S. consumer spending from 1959-2013. I've seen … [Read the rest]

Coinstar $40 in coins = $50 Toys R Us / Babies R Us Gift Card

The standard fee to cash in coins at a Coinstar kiosk is 9.8%, which is too high in my opinion and I'd never pay that much. However, if you redeem for one of their gift certificates there is no fee, and there are often promotions that make it even … [Read the rest]

Amazon & Facebook: Share Wishlist, Save $5 off $35

If you link your Facebook account and share one of your Amazon.com wishlists on Facebook, Amazon is offering a $5 off $35 credit. You can always create a separate public wish list first if you don't want to share your primary wish list. Upon … [Read the rest]

Discover it Card: $150 Bonus, 0% Balance Transfers, New 5% Cash Back Categories

UPDATE - The Discover it Double Cash Back your first year $150 Cash Back Bonus is now EXPIRED Discover only has one card these days, called the Discover it Double Cash Back your first year. However, there are a few different promotions for new … [Read the rest]

Howard Marks Oaktree Client Memo, November 2013

Howard Marks is famous among many investors for his Client Memos as the chairman and cofounder of Oaktree Capital Management. He even weaved many of the older ones into a book, which I read and reviewed. I now try to read every one that comes out. … [Read the rest]

Chart: Gift Card Popularity Still Rising, Returns Dropping

Here's a chart from a Businessweek article showing how the percentage of people buying a gift card for the holidays is still increasing, while the percentage of people making a holiday return is dropping. Does this mean that gift cards are … [Read the rest]

Starbucks $5 eGift Card: Buy 1 Get 1 Free w/ Visa

Starbucks is running a holiday promotion where essentially if you buy a ($5 minimum) eGift code, you get a $5 eGift code free. Perfect if you use the Starbucks app to store your codes. Limit 1 per person. Must use a Visa card. Now through … [Read the rest]

Pentagon Federal 5-Year, 7-Years CD Rates at 3.04% APY

Pentagon Federal Credit Union officially announced some competitive new rates for their money market certificates (basically CDs, or certificates of deposit) starting December 1st, 2013. The minimum opening deposit is $1,000. … [Read the rest]

Capital One 360 Black Friday and Cyber Monday 2013 Savings and Checking Promotions

Capital One 360 has a few Black Friday weekend deals including a $125 bonus for their 360 checking account and $75 bonus for 360 Savings Account. New customers only - you can get one checking bonus and one savings bonus per person. Good from now … [Read the rest]

$100 Target Gift Card for $90

I have no idea how long this will last, but seller giftcardmall on eBay is offering a $100 Target gift card for $90. Limit 2 per eBay customer. Free shipping of physical gift card. Seems legit to me. I bought two, we'll see how it … [Read the rest]

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