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Early Retirement Lesson #1: Savings Rate

I've now spent nearly 10 years and 10,000 hours actively reading, thinking, and writing about money and the pursuit of financial freedom. I've still got a few years until early retirement but I can finally see the finish line. I've been meaning to … [Read the rest]

How Often Should I Rebalance My Investment Portfolio? Less Than You Might Think

An important tenet of portfolio construction is rebalancing your portfolio to maintain your desired risk profile and also provide the best risk-adjusted returns. The next question is usually - Okay, so how often do I rebalance? Well, this … [Read the rest]

Early Retirement Portfolio Update – June 2014 Income

There is an ongoing investing debate as to whether you should focus on income or total return. I personally believe that you should focus on total return but realize that income is a critical part of that total return. If you want to live off the … [Read the rest]

Early Retirement Portfolio Update – June 2014 Asset Allocation

I want to get back to doing quarterly updates to our investment portfolio, which includes both tax-deferred accounts like 401(k)s and taxable brokerage holdings. Other stuff like cash reserves (emergency fund) are excluded. The purpose of this … [Read the rest]

Book Review: The Four Pillars of Investing

Update: Yanking this one from waaaay back in the archives! Today (6/4) only, the Kindle eBook version of The Four Pillars of Investing is only $1.99. I read this book nearly 10 years ago, and I still have my hardcover copy sitting on my bookshelf. … [Read the rest]

Amazon Student: Buy $50 in Gift Cards, Get $10

Amazon Student is running a gift card promotion where if you buy $50 or more of selected gift cards by June 15th, you'll get a free $10 gift code by June 30th. Give them as Father's Day gifts or use them yourself. (The $50 card with a faux wood … [Read the rest]

Citibank Checking Billpay and Mobile Check Deposit $100 Promotion

Citibank is running a $100 bonus promotion good for existing checking account customers. You have to first enroll in the offer by 7/31/14, and then you can earn $10 per month for doing each of the following activities from … [Read the rest]

Oyster App Review: Personal Finance and Investing Books

Wouldn't a Netflix for books be neat? You could borrow all the books that you wanted to read and then return them when you're done. Oh wait, they already invented it and called it a library. But seriously, what if you wanted it all available … [Read the rest]

Best Baby Registry? Return Policy, Completion Discount Comparison (Updated)

Updated details, added new stores, and added our own experience. You're gonna have a baby! Part of the whirlwind is deciding where to start your baby registry. Similar to wedding registries, you go to the store, pick up a bar code scanner, and … [Read the rest]

Most People Still Prefer Cash And Debit Cards Over Credit Cards

The Federal Reserve recently released a report about about consumer payments ], and it had some interesting results (at least to me). Via Business Insider. Here are the distilled highlights. Cash is still the most frequently used form of … [Read the rest]

Why Non-Traded REITs Are a Horrible Investment

Just as important as finding a good investment is knowing what investments to avoid at all costs. If you simply manage to avoid putting any money into financial sinkholes, you'll come out ahead. I've already mentioned the common mistake of … [Read the rest]

Limited-Time Offer: 60,000 Bonus Points For Chase Ink Bold and Ink Plus, $300 For Ink Cash

Update: This LTO is now EXPIRED Chase has just boosted the sign-up bonuses on their Ink cards. The Ink Bold Card and Ink Plus Card cards now offer 60,000 Ultimate Reward points after spending $5,000 within 3 months, which are worth 60,000 United … [Read the rest]

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