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Charts: Average New Car Price vs. Average Student Loan Debt 1990-2014

When I was a senior in high school, I still remember my parents offering me a new luxury car instead of tuition assistance. Although I'm pretty sure it was only a test, it did serve to remind me of the cost of tuition and not to waste it. Seeing … [Read the rest]

Schwab Personal Choice Retirement Account (PCRA) Review – 401k Brokerage Window

Tax-advantaged 401k and 403b plans can help you save for retirement, but did you know that you're probably paying for all the costs of this "employee benefit"? 76% of large employers have workers pick up all the costs of 401(k) administration, … [Read the rest]

Viggle App Review: Surprise, You Can’t Make Good Money While Watching TV

Papa John's sent me a code for a free song download the other day. It was really a way to introduce me to the Viggle, a smartphone app which allows users to "check in" when listening to songs or watching TV shows. Similar to Shazam, the app … [Read the rest]

Discounted Gift Cards: Extra $5 off $100 on Select Brands

Update: The code below for existing users has expired, but new customers can still get $5 off $75 using code RAISE75AF. Raise.com sells discounted gift cards to various retailers. Right now until 09/18 at 3 pm CST they have a coupon code … [Read the rest]

What Are The Real-World Benefits of Automated Tax Loss Harvesting?

Tax-loss harvesting (TLH) is a technique used to minimize taxes on your taxable investments by “harvesting” capital losses during market declines. With DIY investors, losses are usually only harvested once a year. But with an computer as your … [Read the rest]

Must, Should, and Financial Freedom

If you struggle with your inner compass at times like I do, definitely read this thought-provoking and inspiring article The Crossroads of Should and Must by Elle Luna: Should is how others want us to show up in the world — how we’re supposed to … [Read the rest]

Google Hangouts App Update: Free Voice Calls Over Data for Android and iPhone

Google has just announced better integration between Google Voice and their Google Hangouts smartphone app. Both iOS and Android apps can now make domestic and international calls through a Wi-Fi or data connection (like 4G). You can also receive … [Read the rest]

College Tuition Hasn’t Risen As Much As You Think

The new fall semester is underway, which means more college articles! Morgan Housel of Fool.com recently talked about how the increasing cost of college is exaggerated (emphasis mine): According to the College Board, the annual sticker price of … [Read the rest]

1 Year Free Identity Protection and Credit Monitoring from Home Depot

Home Depot has admitted they were recently hacked and customer information was compromised and stolen. If you have shopped at any Home Depot store after April 1, 2014, you are eligible for one free year of identity protection and credit monitoring … [Read the rest]

Get Rid of Second Car and Use Uber Instead?

Forget borrowing money to buy a car, the concept of owning a car itself is changing. Owning a car requires committing to a long list of expenses: car payment and value depreciation ($1,000+ a year) car insurance premium ($500+ a … [Read the rest]

Early Retirement Lesson #4: How Much Car Can I Afford?

Here’s another installment of what I would tell my kids about pursuing financial freedom. Read all of my early retirement lessons here. I've already covered housing, so the next big expense that comes to mind is cars. This is a revised version … [Read the rest]

Dinner Boot Camp: Free Family Meal Planning for a Week

The New York Times Motherlode blog is running Dinner: The Boot Camp next week with Jenny Rosenstrach, author of the new book Dinner: The Playbook "A 30-Day Plan for Mastering the Art of the Family Meal". Here is the free shopping list and … [Read the rest]

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