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Free State Income Tax E-File Options For All 50 States (Updated 2019)

Links checked and updated for 2019. With DIY tax prep software, it is always wise to note the cost of your state return and e-File as it may actually cost more than your federal return (especially if you wait until April to file). As such, you may … [Read the rest]

Mint Mobile: Increased Data Tiers, 3 Months of Unlimited Talk, Text, 8 GB Data For $20 Total

New promo + more data across all plans. Mint Mobile is how I keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. As of January 29th, they … [Read the rest]

Best Interest Rates on Cash – February 2019

Here's my monthly roundup of the best interest rates on cash for February 2019, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much extra interest you'd earn if you are moving … [Read the rest]

Bank of America Free Museum Tickets 2019 Dates

Bank of America is running their Museums on Us program again for 2019, which offers cardholders free admissions to 200+ museums, science centers, and botanical gardens nationwide on the first full weekend of every month (Saturday and Sunday). Each … [Read the rest]

Learning to Cook at Home: A Valuable Investment

Cooking at home can save a lot of money as opposed to eating out all the time. We all know that, right? If not, here's a big green chart to drill it in, taken from How Much Money Do You Save by Cooking at Home? by Wellio: Here's what that … [Read the rest]

Empower Banking App Review: 4.30% APY for 30 Days with Each Referral (But Be Careful)

Update April 2019: I have had trouble with Empower after opening an account, specifically getting them to credit my interest. I would not recommend Empower as a bank replacement at this time. They do not have have any phone number for customer … [Read the rest]

Historical IRA Contribution Limits 2009-2019

Individual Retirement Arrangements (IRAs) are way to save money towards retirement that also saves on taxes. For 2019, the annual contribution limit for either Traditional or Roth IRAs increased to $6,000 (it is roughly indexed to inflation). The … [Read the rest]

401k, 403b, TSP Historical Contribution Limits 2009-2019

Employer-based retirement plans like the 401(k), 403(b), and Thrift Savings Plan are not perfect, but they are often the best available option to save money in a tax-advantaged manner. For 2019, the employee elective deferral (contribution) limit … [Read the rest]

Capital One Spark Cash for Business: Unlimited 2% Cash Back + $500 Cash Bonus

The Capital One Spark Cash for Business is a rewards business card offering a $500 cash bonus in addition to ongoing 2% cash back rewards. Here are the highlights: Learn more about this card HERE Unlimited 2% cash back on all … [Read the rest]

Pay with American Express Points, Get $30 off $60 at Amazon (Targeted)

If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at The redemption rate is 100 MR points = $0.70 to spend at Amazon, which is less than a cent per point and thus not … [Read the rest]

Pay with Discover Card Points, Get $10 off $30 at (Targeted)

If you have a Discover with cash back rewards, you can redeem them to buy eligible items at The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which is the same rate as their statement credit redemptions. Here is a … [Read the rest]

Webull App: Free Stock Trades + 2 Free Shares of Stock Referral Bonus

Updated with new Refer-A-Friend terms, in effect 1/18/19. Webull is a new brokerage app that has unlimited free stock trades with no platform fees, free real-time quotes, and no minimum balance requirement. (Similar to Robinhood.) Webull also … [Read the rest]