Archives for September 1, 2017

Discover Card: Free Social Security Number Monitoring and New Account Alerts

disc_ssnDiscover has a new free alert service available to Discover cardholders on an opt-in basis. I must have missed the initial announcement. This is not complete identity protection (which usually costs a monthly fee of $10 or more) but the following subset:

  • Social Security Number Monitoring. Discover scans the internet including the “dark web” where stolen SSNs are often traded and sold for the purposes of identity theft and fraud. If your SSN is found, you will receive an alert.
  • New Account Alerts. Whenever a new account (credit cards, mortgages, car loans or other credit accounts) is reported on your Experian credit report, you will receive a notification. If you don’t recognize the new account, that can be an indication of identity theft.

You must authorize Discover to access your credit report, but since they are doing so on your behalf, this will not affect your credit score in any way. Opt-in and activate these alerts here. You can choose e-mail and/or text alerts. Deactivate here.

Bottom line. If you are a Discover cardholder, this is a free service that alerts you to new accounts and thus potential identity theft. I keep my Discover it card open for its rotating 5% cash back rewards.

Free 3-Month Tidal Premium Subscription Voucher Code

tidalReady for more music? Groupon is offering a free 3-month subscription of Tidal Premium music streaming service, which usually costs $9.99 per month. The standard free trial offer is only for 30 days.

Promotional value expires 30 days after purchase. Amount paid never expires. New subscribers only. Limit 1 per person. Claim codes cannot be resold, transferred for value or redeemed for cash. This promotion may not be combined with other offers. Limit one per customer and account. To redeem, must register credit card with merchant. After the 3-month promotional period, plans will automatically renew to $9.99 a month, unless canceled with merchant.

After purchase, you must view the Groupon PDF which will contain a unique voucher code needed to activate your free 3-month subscription. I’m not sure if you can cancel early to prevent auto-renewal after the 3-month period. I plan on waiting on redeeming this code until my other free music trials end, as my main concern is maximizing my listening time without ads.

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