Archives for July 31, 2017

Fidelity Index Mutual Fund and ETF Expense Ratios (Updated August 2017)

“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.”

fidodrop0

Updated. Fidelity announced another round of expense ratio cuts effective August 1, 2017. They last announced a big round of expense ratio drops in July 2016. This move allows them to make the following claim:

Fidelity beats Vanguard on expenses on 17 of 17 comparable stock and bond index funds and 11 of 11 comparable sector ETFs. Comparisons based on fund expense ratios only.

fido1708_full

Mutual Fund Share Classes. Fidelity separates mutual funds into Investor Class ($2,500 minimum) and Premium Class ($10,000). Individual ivestors in employer retirement plans may have access to these funds, including institutional share classes, without the minimums. This is in close alignment with Vanguard Investor and Admiral share classes.

Highlights. Here are some broad US and Domestic index funds that I track.

  • Fidelity 500 Index Fund. Investor 0.09% Premium 0.035%
  • Fidelity Total Market Index Fund. Investor 0.09% Premium 0.035%
  • Fidelity (Developed) International Index Fund. Investor 0.16% Premium 0.06%
  • Fidelity Global ex U.S. Index Fund Investor 0.17% Premium 0.10%
  • Fidelity Total International Index Fund Investor 0.17% Premium 0.10%
  • Fidelity Emerging Markets Index Fund Investor 0.29% Premium 0.13%
  • Fidelity U.S. Bond Index Fund Investor 0.14% Premium 0.045%
  • Fidelity Inflation-Protected Bond Index Fund Investor 0.19% Premium 0.09%

Here is the full list with changes (official page):

[Read more…]

Costco New Membership Discount – LivingSocial

“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.”

costco0LivingSocial has a Costco Gold Star Membership Package where for $60 you can get $215.63 value:

  • 1-year Gold Star membership ($60 normally), which includes a membership card for the primary cardholder as well as one free Household Card
  • $20 Costco Cash card
  • $$35.63 in free coupons – Free Paper Towels Create-a-Size 12/160 ct ($15.69 value), Free VitaRain Zero Flavored Water 24/20 oz bottles ($9.99 value), and Free Food Court Whole Pizza ($9.95 value)
  • $25 off an order of $250 on Costco.com
  • $75 Costco Cash Card toward Costco Travel to the Caribbean, Costa Rica, Europe, Hawaii, Mexico, or the South Pacific (excludes cruises)

Valid for new members only, which here means the primary cardholder can’t have a current Costco membership or a membership that expired after April 1, 2017. Offer is valid at all U.S. Costco locations.

The last $100 is harder to redeem, but the $20 gift card and $25 in free paper towels/pizza still makes it a pretty good deal if you have a household member without a current membership.

Remember that you can save a bit more on your LivingSocial purchases with cashback shopping sites like eBates ($5 new customer bonus) and Mr. Rebates ($5 bonus).

www.progressive.ua

https://viagraon.com

https://zaraz.org.ua