Archives for November 25, 2014

Top 10 Most Commented Posts All-Time

“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.”

In case you feel like some extra reading while digesting that turkey (or tofurkey), here are not necessarily the best posts on this blog, but the ones that generated the most discussion. Certain posts may contain some outdated information.

Do You Make A Six Figure Salary? Share Your Story (413 comments)
Lots of people sharing their situations and how they achieved $100,000 or more in annual income. Sure, it’s a bragfest but there are still some interesting information and trends to be found inside the comments.

Straight Talk SIM Card + iPhone = $45 Unlimited Prepaid Plan (398 comments)
It was a big deal with Straight Talk started selling SIM cards which allowed people to bring their any GSM phone onto their $45 plan with unlimited talk, text, and 2 gigs of data. This post helped guide iPhone users to move from their existing $100+ plans and save some serious bucks over time.

DFA Funds: The Porsche of Index Funds (276 comments)
Dimensional Fund Advisors are still not very well-known outside of the investment industry, but every year they seem to grow in popularity amongst both retail and institutional investors. A bulk of the comments on this post are other financial advisors debating DFA-related topics with each other.

Is Costco Executive Membership Worth It? (269 comments)
This post needs to be updated a bit as the membership levels now cost $55 an $110, but the overall principle remains the same. There are other wrinkles, but in general if you spend over a certain amount per year, the 2% extra cash back can make it worthwhile to upgrade to Executive Membership.

Millennium Bank: Perhaps Not A Scam, But Not Safe Either (243 comments)
This was a case of pointing out that if something seems too good to be true, it probably is. In 2007, I said “Bottom line, I hope you’ll agree there’s absolutely no reason to put your money anywhere near this institution.” In 2009, the SEC shut the bank down and charged it with being a $68 million Ponzi scheme. A lot of people lost their hard-earned money.

MagicJack VoIP Review: 1 Year of Phone Service For Only $40? (225 comments)
MagicJack was one of the first devices to make voice-over-internet accessible to the average consumer. These days, there is the improved MagicJack Plus that doesn’t require a computer, Ooma, and also Obihai + Google Voice. Paying $25+ a month for a landline seems so expensive now.

Rewards Checking Accounts: Higher Interest Worth The Extra Trouble? (196 comments)
These gimmicky checking accounts were a great source of high interest with the safety of FDIC-insurance in their heyday. The field is a lot more sparse now, although there are still some out there.

ShareBuilder Promotion Codes: Free Stock Trades (195 comments)
I keep this post updated whenever someone sends me a promo code that works for any Sharebuilder account. Who doesn’t like free money in the form of free trades?

Bank of America Overdraft Fee Refund (191 comments)
If you know the right number to call, it can be significantly easier to obtain a refund of those painful overdraft fees. I still get a steady stream of comments from thankful BofA accountholders.

U-Haul vs. Penske Moving Truck Rentals: Share Your Story (184 comments)
I’m grateful that it has been a long time since I’ve had to deal with moving, but this post still gets some traffic from Google. Renting from both U-Haul and Penske in the past definitely provided me with different experiences.

10 Reasons You Should Never Pay Off Your Mortgage (170 comments)
It is not actually my position that you should never pay off your mortgage, but I enjoy considering both sides of an argument. Lots of strong opinions in both directions here!


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